Progcap’s MSME Financing Product is an industry-first, end-to-end credit framework built for India’s last-mile retailers—aligning working capital seamlessly with real business and inventory cycles.
By embedding collateral-free credit directly into retail supply chains and leveraging AI-led underwriting powered by transaction and behavioural data, Progcap delivers instant, responsible access to capital—exactly when it’s needed.
Progcap partners with corporates to onboard their entire ecosystem onto a single digital platform.
Progcap brings the OEM, the distributors and LMRs on a common platform on which transactional data is scored real time, credit limits provided, purchase orders raised, invoices financed, and payments collected.
This fast-rotation model ensures capital is continuously recycled in line with inventory turnover—maximising MSME liquidity while maintaining ecosystem stability.
India’s MSME retailers face a structural credit gap exceeding $520 billion.nProgcap bridges this gap through a scalable, repeat-driven financing model built for speed, discipline, and long-term sustainability.
Built for Those Who Power India’s Local Economy
Because growth shouldn’t wait for capital.
Progcap(Desiderata Impact Ventures Private Limited) is an award-winning financial technology firm that aims to revolutionize the path of providing financial access to underserved segments of the Indian retail economy and empower promising enterprises with capital for progress. We work across the entire retail ecosystem and supply chain with our end-to-end financial services and solutions.
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1st Floor, C-3, Block C, Qutab Institutional Area,
New Delhi, Delhi-110016
CIN - U74999DL2017PTC310632
Name: Jeetendra Singh Patwal
Contact: +91-7669302039
Email: jeetendra.patwal@progcap.com
© ProgCap 2026 | All Rights Reserved
Progcap’s MSME Financing Product is an industry-first, end-to-end credit framework built for India’s last-mile retailers—aligning working capital seamlessly with real business and inventory cycles.
By embedding collateral-free credit directly into retail supply chains and leveraging AI-led underwriting powered by transaction and behavioural data, Progcap delivers instant, responsible access to capital—exactly when it’s needed.
Progcap brings the OEM, the distributors and LMRs on a common platform on which transactional data is scored real time, credit limits provided, purchase orders raised, invoices financed, and payments collected.
This fast-rotation model ensures capital is continuously recycled in line with inventory turnover—maximising efficiency for MSMEs and stability across the ecosystem.
India’s MSME retailers face a structural credit gap of over $520 billion. MSME Financing Product bridges this gap through a scalable, repeat-driven financing model built for speed, discipline, and long-term sustainability.
800,000+
MSME retailers
enabled
8,000+ pin
codes covered
nationwide
40,000+ crore
in credit disbursed
and growing
MSME Financing Product is designed for retailers who power India’s local economy and need fast, reliable capital to keep their businesses moving.
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Progcap(Desiderata Impact Ventures Private Limited) is an award-winning financial technology firm that aims to revolutionize the path of providing financial access to underserved segments of the Indian retail economy and empower promising enterprises with capital for progress. We work across the entire retail ecosystem and supply chain with our end-to-end financial services and solutions.
1st Floor, C-3, Block C, Qutab Institutional Area,New Delhi, Delhi-110016CIN - U74999DL2017PTC310632
Name: Jeetendra Singh Patwal
Contact: +91-7669302039
Email: jeetendra.patwal@progcap.com