VAS

Secured

funding to

power long-term

business growth

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SCF Direct 
Supply Chain 
Financing, 
Simplified

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Loan Against Property (LAP) is a secured credit solution that allows you to pledge residential or commercial property to unlock higher funding. Disbursal is based on clear property title, accurate valuation, and eligibility as per Progcap’s credit norms. Ideal for business expansion or working capital needs, LAP helps you scale with confidence.

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Why Choose Progcap for LAP?

Progcap’s LAP is a smart, secure, and scalable financing solution built for growing, distribution-led businesses.

Higher Loan Eligibility

Unlock the true value of your property to access larger credit lines.

Flexible Repayment

Customizable repayment plans aligned with your cash flow cycles.

Trusted Partner

With a proven track record in empowering underserved businesses, Progcap is your financial growth ally.

Supply Chain

Financing, Simplified.

Progcap enables seamless payments to your brands even without an existing Progcap tie-up. If you have a relationship with the brand, Progcap takes care of the rest.

We offer a revolving credit limit based on the buyer’s GST turnover, ensuring uninterrupted cash flow. Funds can be used across multiple brands, with Progcap directly paying suppliers so stock reaches you on time, without cash constraints.

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Get access to secured

business financing by leveraging

your property

Loan Against Property (LAP) is a secured credit facility where you can pledge residential or commercial property as collateral. The loan is disbursed based on the property’s clear title, accurate valuation, and your eligibility under our credit norms. Whether you're expanding your business or meeting working capital needs, LAP empowers you to grow with confidence.

Why Choose Progcap for LAP?

Progcap’s Loan Against Property (LAP) offers a smart, secure, and scalable solution tailored for growing businesses. Backed by strong technology and a deep understanding of distribution-led enterprises, Progcap provides:

24*7 Customer Support

Enhance profitability and margin

Smart

returns

Hassle free experience

Eligible Property Types

We accept both residential and commercial properties, including:

01. Self-occupied or rented houses

02. Vacant residential buildings

03. Office spaces

04. Industrial units

Documentation Required

KYC Documents:

PAN Card
Aadhaar Card (Front & Back)
Passport-size photograph
Cancelled cheque

Financial Documents:

GST pull
Last 12 months of bank statements
Last 2 years of financial statements

Property Documents:

Latest utility bill
Sale deed
Clear title document with 13+ years of property chain

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Partner with Us

Progcap(Desiderata Impact Ventures Private Limited) is an award-winning financial technology firm that aims to revolutionize the path of providing financial access to underserved segments of the Indian retail economy and empower promising enterprises with capital for progress. We work across the entire retail ecosystem and supply chain with our end-to-end financial services and solutions.